Navigating the home buying process with confidence

Buying a home is the biggest purchase most people will ever make. Understandably the first time buying one can be intimidating.

Thanks to the Benton Harbor Community Development Corporation—a United Way impact partner—and its First Time Home Buyer Program, prospective buyers can gain the knowledge and tools necessary to navigate the home buying process with confidence. 

Its Home Buying Education Class is designed to empower buyers with comprehensive insight into every step of the home-buying journey. Expert instructors guide learners through the intricacies of the process, ensuring they make informed decisions along the way. The class covers topics including understanding the buying process, financial readiness, mortgage financing options, finding the perfect home, negotiation & contracts, and home inspections & appraisals.

After completing the class, buyers can make a one-on-one appointment with a housing counselor who offers more assistance about particular home-buying situations and helps develop a detailed plan of action.

All attendees have reported an increase in financial literacy after attending the class, and 100 percent of participants in the counseling program have seen an improvement in their overall financial picture. Financial literacy is a critical tool for participants because it empowers them to make informed decisions, avoid financial pitfalls, and maintain financial stability throughout their homeownership journey. By understanding the financial aspects of homeownership, individuals can create a solid foundation for a secure and sustainable future in their new home. The program has produced four new homeowners since October 2022, and there are 20 future homeowners in its pipeline.

Jasmnika Newbern, Housing Counselor

The Benton Harbor Community Development Corporation is dedicated to strengthening the community of Benton Harbor socioeconomically, physically, and mentally by supporting and empowering residents through community development projects and programming in housing, community support services, and economic development.